Set aside what is not yours
VAT collected is not income, and next quarter's contributions are already owed. While they sit in the current account they look like money you can spend — and that is how you end up short on the due date.
Set aside
Reserves
Part of your balance is already no longer yours. MaCompta Pro lets you set it aside, line by line, so you no longer mistake it for room to manoeuvre.
“This money exists, but I no longer consider it available for other expenses.”
What the self-employed set aside most often
- VAT
- Social contributions
- Taxes
- Annual insurance
- Vehicle maintenance
- Equipment replacement
- Future investments
- Bonuses
- Contingencies
A business account holding €20,000
Example€20,000−€6,000−€4,000=€10,000 truly available
Preparing for big expenses
An annual payment lands all at once, but you can prepare for it month by month. MaCompta Pro divides the amount by the number of months left and shows the result. You can then choose to switch on a monthly reserve of the same amount — or not: it's a calculation, not an instruction.
Annual insurance
€2,400 to pay, due in 12 months.
IT renewal
€6,000 to plan for, replacement in 10 months.
Reserve tracking
Each reserve reads like a gauge: what is already set aside, and what is still to put by before the due date.
€600 left to set aside.
Figures given as examples. Balances and due dates are the ones you enter: nothing is fetched automatically from your bank. MaCompta Pro shows a calculation, never financial or tax advice — you decide what to set aside.
The other demos